Your Home Sold Guaranteed Realty - Vasbinder International

Exciting New Year ‘s Resolution!

Your Home Sold Guaranteed Realty - Vasbinder International

As a fellow Lover of Holiday Time, I wanted to share with you some exciting news for the New Year.
It seems most people establish New Year’s resolutions, but for whatever reason, they fall short of keeping them.

Your Home Sold Guaranteed Realty - Vasbinder International

Some of your friends, neighbors, associates or relatives may have a New Year’s resolution to make a move. Well, we can help them with that, help you, and help the community at Rotary Foundation, Canine Castaways, and Shop with a Cop at the same time.

Your Home Sold Guaranteed Realty - Vasbinder International


A real estate company with experience, proven results and a give-back philosophy!


As a result of working with over hundreds families over a 20-year time span and through three documented recessions, we have developed a special market-proof program to quickly get an acceptable “cash” offer on any home for market value. So, we are giving Home Owners wanting to make a move a very special gift this holiday season.

OUR GUARANTEE to you, your friends, and family—For the month of January, anyone you know wanting to sell their house, I will guarantee the sell of their home for 100% of Market Value or I’ll Pay the Difference.*

They outline the goals, I agree to deliver, if I don’t, I pay the penalty. Who do
you know considering Selling their home that would benefit from that kind
of peace of mind? Just let me know and we’ll give them a call

This is where you come in… If you or anyone you know is considering making a move, we would like to offer them a FREE No Obligation to Sell Consultation to discuss just how they can make their move, get what they want and do it with the least hassle.

And remember… Your Referrals Help Continue the Life-Changing Work by Shop with a Cop, Canine Castaways, and Rotary Foundation

What To Expect From the Housing Market in New Year 2023

Your Home Sold Guaranteed Realty - Vasbinder International

The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position.

As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled – something that’s never happened before in a calendar year. This had a cascading impact on buyer activity, the balance between supply and demand, and ultimately home prices. And as all those things changed, some buyers and sellers put their plans on hold and decided to wait until the market felt a bit more predictable.

But what does that mean for next year? What everyone really wants is more stability in the market in 2023. For that to happen we’ll need to see the Fed bring inflation down even more and keep it there. Here’s what housing market experts say we can expect next year.

What’s Ahead for Mortgage Rates in 2023?

Moving forward, experts agree it’s still going to be all about inflation. If inflation is high, mortgage rates will be as well. But if inflation continues to fall, mortgage rates will likely respond. While there may be early signs inflation is easing as we round out this year, we’re not out of the woods just yet. Inflation is still something to watch in 2023.

Right now, experts are factoring all of this into their mortgage rate forecasts for next year. And if we average those forecasts together, experts say we can expect rates to stabilize a bit more in 2023. Whether that’s between 5.5% and 6.5%, it’s hard for experts to say exactly where they’ll land. But based on the average of their projections, a more predictable rate is likely ahead (see chart below):

Your Home Sold Guaranteed Realty - Vasbinder International
Mortgage Rate Projections this New Year

That means, we’ll start the year out about where we are right now. But we could see rates tick down if inflation continues to drop. As Greg McBride, Chief Financial Analyst at Bankrate, explains:

“. . . mortgage rates could pull back meaningfully next year if inflation pressures ease.”

In the meantime, expect some volatility as rates will likely fluctuate in the weeks ahead. If we see inflation come back under control, that would be good news for the housing market.

What Will Happen to Home Prices Next Year?

Homes prices will always be defined by supply and demand. The more buyers and fewer homes there are on the market, the more home prices will rise. And that’s exactly what we saw during the pandemic.

But this year, things changed. We’ve seen home prices moderate and housing supply grow as buyer demand pulled back due to higher mortgage rates. The level of moderation has varied by local area – with the biggest changes happening in overheated markets. But do experts think that will continue?

The graph below shows the latest home price forecasts for 2023. As the different colored bars indicate, some experts are saying home prices will appreciate next year, and others are saying home prices will come down. But again, if we take the average of all the forecasts (shown in green), we can get a feel for what 2023 may hold.

Your Home Sold Guaranteed Realty - Vasbinder International

The truth is probably somewhere in the middle. That means nationally, we’ll likely see relatively flat or neutral appreciation in 2023. As Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), says: “After a big boom over the past two years, there will essentially be no change nationally . . . Half of the country may experience small price gains, while the other half may see slight
price declines.”

New Year Bottom Line

The 2023 housing market is going to be defined by mortgage rates, and rates will be determined by what happens with inflation. The best way to keep a pulse on what experts are projecting for next year is to lean on a trusted real estate advisor. Let’s connect.

Your Home Sold Guaranteed Realty - Vasbinder International
Gift of Life International

A real estate company with experience, proven results and a give-back philosophy!

Over the last two decades of helping thousands of families sell their home and/or buy another, we have met some wonderful, loving, caring people.

People like you! So your referrals can rest assured that not only will they get the award-winning service we are known for and the guarantee to back it up, but that a solid portion of the income we receive will go toward a very worthy cause.

Why I Give to Rotary Foundation!

All Rotarians have an Aha! moment. Mine was when Don Thomas, a fellow Rotarian and Past President of “Gift of Life Florida” was a guest speaker at my Rotary Club (The Rotary Club of Cape Coral-Sunset). Don shared the story of how Gift of Life International started and why he was so passionate about it. Gift of Life International is a Rotarian based organization that started in 1975 in Long Island, NY and the first patient was Grace Agwaru from Uganda. Several years ago, I had the privilege to meet Grace and hear her story first hand and how the surgery really gave her life. To date, Gift of Life international along with their Global Partners are addressing the number #1 birth defect in children which is Congenital Heart Disease and they have helped over 40,000 children in 80 countries have a second chance at life. Thanks to all of our great customers, we were able to donate over $10,000 to a Global Grant which will be used in the Philippines to help children that were born with Congenital Heart Disease.

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